Special rate offer
Indicative interest rate
9.99%p.a.*
For selected salaried applicants and eligible loan amounts.
Wedding in thenext 6 months?Know Your WeddingFinance OptionsBefore You Apply
Understand your funding gap, check what you can comfortably repay, and explore suitable lender options, all in one place.
Takes 3 Minutes
100% Confidential
No impact on your credit score
Limited period
Special rate offer
9.99%p.a.*
Indicative rates for select salaried applicants
Valid till August 31, 2026
View Live Offers
Confidential Assessment
No Application Without Consent
No Guaranteed Approval Claims
Final Approval By Lender
Limited Period Offer
Latest Wedding Finance Offers
Handpicked options to help you plan your wedding better with lower indicative rates and clearer eligibility filters.
Loan amount
Rs. 10 lakh and above
Minimum eligible loan amount
Processing fee
From Rs. 6,500
+ applicable taxes
Offer type
Fresh loans & eligible balance transfers
Applies to select partner products
Eligible customers
Selected salaried applicants
Subject to income, credit profile and employer category
Approval basis
Income, credit profile, employment details and documents
Final approval remains with the lending partner
Latest update
Special pricing may be available for select salaried applicants. Check your eligibility to see the most relevant offer.
Rates and terms shown are indicative and may change. This is not a loan offer, sanction or approval.
100% Safe & Secure
No Impact on Credit Score
Quick & Easy Process
Transparent & Reliable
Make a SmarterWedding FinanceDecision
Understand Your Funding Gap
Know how much you actually need after savings, payments and family support.
Know What You Can Manage
See an indicative EMI range & total repayment before you decide how much to borrow.
Explore Suitable Options
Get matched with lending partners based on your income & credit profile.
Take the 3-MinuteVowCheck
A quick wedding finance readiness assessment
- Wedding date & location
- Estimated wedding budget
- Savings & family contribution
- Required finance amount
- Income, EMIs & credit score range
- When you need the money
Completing VowCheck is not a loan application and does not guarantee approval.
What You'll Get
Readiness Result
See where you stand in just a few minutes
Expert Guidance
Speak to an advisor before you apply
Smart Options
Choose the right option, not just any option
How VowMoney Works
Complete VowCheck
Tell us about your wedding, income, expenses and funding gap.
Speak With an Advisor
Book a 15-min consultation with our wedding finance expert.
Review Suitable Options
Understand EMI, tenure, charges & documentation clearly.
Apply With Consent
We share your details with selected lenders only after your approval.
Planning a ₹10 – ₹25 Lakh Wedding?
Find out whether your funding gap is manageable before you apply for a personal loan.
No lender application will be made without your permission.
Who Can Use VowMoney?
Salaried Bride or Groom
Individual Monthly Income
₹50,000 or above
Approx. CIBIL Score
700 or above
Wedding within next 8 months
Resident of
Chennai or Bengaluru
Finance requirement
starting from ₹2 Lakh
Willingness to provide
documents if suitable option is found
Meeting these conditions does not guarantee loan eligibility.
Why Couples Choose VowMoney
Wedding-Specific Assessment
We start with your wedding budget & timeline.
Controlled Partner Handoff
Your information is shared only with selected lending partners.
Transparent Cost Explanation
Know the real cost before you decide.
Human Guidance Always
Talk to an advisor before any formal application.
Wedding finance questions
Everything You Should Know Before Financing Your Wedding
Clear answers about wedding loans, eligibility, EMI, credit scores, costs, privacy, and how VowMoney works.
What is a wedding loan?
A wedding loan is generally an unsecured personal loan used for wedding-related expenses such as venue payments, catering, jewellery, clothing, decoration, photography, travel, or other wedding costs. The lender determines the final loan amount, interest rate, charges, tenure, and eligibility.
Understand how wedding loans workIs VowMoney a lender?
No. VowMoney is a wedding-finance assessment, guidance, and lender-referral platform. Final lending decisions are made by the relevant regulated lending institution.
Does VowMoney guarantee loan approval?
No. VowMoney does not guarantee approval, eligibility, loan amount, interest rate, or tenure. Final decisions depend on the lender's policies and the applicant's financial profile.
Does completing VowCheck affect my credit score?
Completing the initial VowCheck does not itself involve a formal lender credit enquiry. A lender enquiry may occur only after the customer chooses to proceed with a formal application and provides consent.
Check wedding finance readinessWhat CIBIL score is usually required for wedding finance?
There is no universal score that guarantees approval. A stronger credit score may improve access to more options, but lenders also review income, employment, current EMI commitments, recent applications, and requested loan amount.
Review wedding-loan eligibility factorsHow much wedding finance can I consider?
The amount should be based on the actual wedding funding gap rather than the complete wedding budget. VowMoney helps customers compare their estimated wedding cost with savings, confirmed family contributions, amounts already paid, and the finance requirement.
Learn how to finance a wedding responsiblyHow is wedding-loan EMI calculated?
EMI is calculated using the loan amount, interest rate, and repayment tenure. VowMoney's EMI calculator may show illustrative EMI, total repayment, and total interest. Final lender pricing may differ.
Use the wedding-loan EMI calculatorShould I choose a longer tenure for a lower EMI?
A longer tenure may reduce the monthly EMI but usually increases total interest. A shorter tenure may reduce total interest but create a higher monthly repayment. Customers should compare both affordability and total repayment.
Is VowMoney available in Chennai and Bengaluru?
The initial VowMoney pilot is available for eligible customers in Chennai and Bengaluru. Customers outside the pilot cities may submit an enquiry, but serviceability must be confirmed.
Explore wedding finance in ChennaiExplore wedding finance in BengaluruCan I use VowMoney without applying for a loan?
Yes. Customers may complete VowCheck, use the EMI calculator, or speak with an advisor before deciding whether to make a formal loan application.
Is the initial VowMoney guidance free?
The initial VowCheck and wedding-finance guidance are free during the POC phase unless stated otherwise.
Is a wedding loan different from a personal loan?
In many cases, a wedding loan is a personal loan positioned for wedding expenses. Customers should compare the complete borrowing cost rather than relying only on the product name.
Read the wedding loan guideWho may be eligible for wedding finance?
Eligibility may depend on age, employment type, monthly income, work experience, employer profile, CIBIL score, existing EMI commitments, residence, requested amount, and lender policy.
Understand wedding-loan eligibilityCan parents apply for wedding finance?
A parent may apply in their own name where permitted by the lender and where they meet the relevant eligibility conditions. The family should clearly understand who will be legally responsible for repayment.
Can self-employed applicants apply?
Some lenders provide personal loans to self-employed applicants, but eligibility and documentation may differ from salaried applicants.
Should expected wedding gifts be included in the funding plan?
Expected gifts and unconfirmed contributions should not be treated as guaranteed funding because they may vary or arrive after major wedding payments are due.
Should I borrow the entire wedding cost?
Borrowing the full wedding cost may create a significant post-wedding burden. Customers should first calculate the genuine shortfall and review flexible expenses.
Plan your wedding funding gapWhat is APR?
APR is an annualised measure of borrowing cost and may include interest and applicable charges. Customers should review the lender's Key Facts Statement.
What documents may be required?
Documents may include PAN, accepted KYC, salary slips, bank statements, employment proof, address proof, and existing-loan details.
Still have questions?
